Terms and Conditions

AS USED HEREIN, THE TERMS “YOU” AND “USER” SHALL MEAN ANY VISITOR TO OUR WEBSITE.

Please read these Terms of Use carefully. By accessing this website you agree to be bound by these terms (the “Terms of Use”). We reserve the right to change the Terms of Use from time-to-time without prior notice to you or any other user. If you do not agree with the Terms of Use please immediately discontinue your use of this website. You are solely responsible for the regular review of the Terms of Use; this means that you are responsible to become familiar with the current version of the Terms of Use each time you visit our website.

You acknowledge that we may disclose and transfer to employees, agents, affiliates and other lenders any information that you provide to us through this website as part of the services that we provide.

No Unauthorized Use of this Website. You may not gain unauthorized access to this website or its associated networks, computer systems or servers. You agree that (i) you will not engage in any activities that are contrary to applicable laws and regulations and (ii) in circumstances where we require login information for access to certain information, you will use reasonable security procedures and controls to limit access to your password or other identifying information.

Reserved Rights. We reserve the right without any prior notice requirement to any user to alter, add, modify or remove any content in this website.

No Responsibility to Update. We do not undertake any obligation or responsibility whatsoever to supply any corrections, updates, releases or amendments regarding any content made available to you on this website.

No Warranty.

THE INFORMATION, PRODUCTS, AND SERVICES ON THIS WEBSITE ARE PROVIDED ON AN “AS-IS” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES (EXPRESS OR IMPLIED) CONCERNING THE CONTENT CONTAINED ON THIS WEBSITE OR ANY OF THE SERVICES OR PRODUCTS PROVIDED BY US. FURTHER, WE, OUR OFFICERS, EMPLOYEES, AGENTS AND AFFILIATES, AS WELL AS ANY THIRD PARTY DATA PROVIDERS:

DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THIS WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR A PARTICULAR PURPOSE;

ARE NOT RESPONSIBLE FOR ANY LOSS OR DAMAGE THAT COULD RESULT FROM INTERCEPTION BY THIRD PARTIES OF ANY INFORMATION OR SERVICES MADE AVAILABLE TO YOU VIA THIS WEBSITE;

DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION;

WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER’S FILES AND ANY USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND OUR CONTROL.

UNDER NO CIRCUMSTANCES WILL WE BE HELD LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER WE HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

Copyright. All rights, title, design, text, images, and any other copy-writable content are owned by us. You are not permitted to license, transmit (via Internet, facsimile, telephone lines, or U.S. or foreign mail), download, print, copy, or redistribute any information from this website to a third party for any purposes whatsoever without our prior written consent.

Suitability & Appropriateness for Use. You should not construe the material contained in this website as investment, legal, regulatory, accounting or tax advice for any reason whatsoever.

Governing Law. The Terms of Use shall be governed by and construed in accordance with the laws of the State of Utah and applicable U.S. federal laws. The adjudication of any action against us and any claims by us against you arising from or relating to your access to and use of this website, and the Terms of Use shall be in an appropriate state or federal court located in Salt Lake County, Utah. You unconditionally waive your right to a jury trial if you continue to utilize this Website and bring any claim against us.

If a court of competent jurisdiction finds any provision of the Terms of Use to be unenforceable, the remaining terms and provisions shall continue in full force and effect and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. The Terms of Use constitute an agreement between you and us with respect to the use of this website, and this agreement supersedes all prior or contemporaneous communications and understandings between the parties.

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